Insurance News Digest 6-26-2025

Universities help insurance trends, from launching risk programs to supporting healthcare access and athlete coverage. This reflects a deeper alignment between education and insurance innovation.

June 26, 2025

We deliver the latest insights and developments shaping insurance, focused on insights and opportunities for those who serve the insurance industry. Stay informed on how emerging trends like current events, regulatory changes, AI, and innovative products can help you better serve your clients and partners and drive business growth.

Top 10 Articles Of The Week

Gen Z drivers value clear pricing and frictionless digital claims, favoring coverage quality over cost. Insurers using visual AI and telematics can meet these expectations and earn loyalty.

PIA warns that the proposed 10-year pause in state AI oversight within the One Big Beautiful Bill could weaken protections. They urge exemption for insurance under existing NAIC model governance.

A Commonwealth Fund scorecard shows record-low uninsured rates across the U.S., but warns that proposed Medicaid and ACA cutbacks may reverse recent progress.

4. U.S. New Vehicle Sales Forecast to Rise in June

J.D. Power and GlobalData project a 2.5 percent increase in June vehicle sales to 1.25 million units, although unadjusted figures reflect a year-over-year decline.

ITL’s June issue highlights the convergence of life and health insurance, featuring wellness-focused products and embedded health coverage shaping the future of benefits.

Carriers are turning to agentic AI, using autonomous NLP-powered systems to enhance underwriting capacity, detect fraud, and address talent shortages in a strained market.

The PIA cautions that a 10-year federal moratorium on state AI rulemaking, embedded in the One Big Beautiful Bill, could weaken local regulatory control and consumer protections.

A major insurer is expanding drone inspections to speed up claims assessments, improve field efficiency, and reduce claims cycle times and costs.

A ship carrying new vehicles to Mexico sank in the North Pacific following a fire, raising concerns about marine cargo losses and insurer liability.

Recent storm and catastrophe losses across multiple U.S. regions are pushing insurers to reevaluate underwriting guidelines and capital reserves amid changing risk patterns.

Focus Of The Week: Insurers look for ways to proactively improve outcomes of hugely damaging and costly natural disasters.

UNLV’s new program, backed by a $735,000 gift, will prepare 35 students to handle underwriting, claims, operations, and risk mitigation across insurance functions. Designed in partnership with UNLV’s Kerestesi Center, it includes real-world internships and case competitions

Molina Healthcare of Nevada Grants $700,000 to Improve Access

MolinaCares Accord awarded over $700,000 to UNR Med to expand pediatric, EMS, behavioral health, PA studies, and rural provider pipelines in Nevada. The grant funds six programs aimed at addressing workforce shortages and rural health access.

As college athletes begin earning, team physicians worry they could face malpractice suits tied to lost NIL income and future earnings, prompting reconsideration of insurance coverage and liability limits.

Insurers and MGAs are offering coverage for athlete payment risks including contract protection, critical injury, and bonus triggers as colleges prepare to directly pay athletes under recent NCAA settlement talks.

*See a list of our preferred publications here.