Insurance News Digest 11-7-2025

Uncommon insurance news this week highlights the industry’s range, from courtroom verdicts to AI-driven leadership and complex claims. It’s a sharp reminder of how dynamic risk and reputation management have become.

November 07, 2025

We deliver the latest insights and developments shaping insurance, focused on insights and opportunities for those who serve the insurance industry. Stay informed on how emerging trends like current events, regulatory changes, AI, and innovative products can help you better serve your clients and partners and drive business growth.

Top 10 Articles Of The Week

Allstate reported $3.7 billion in Q3 net income, over three times last year’s result. Strong property-liability underwriting and an 80.1 combined ratio drove the performance.

A UPS cargo plane lost an engine near Louisville. Investigators blame fatigue and pilot error, raising questions about aviation liability and maintenance exposure.

Generative AI is fueling new cyber threats like social engineering and supply chain attacks. Experts say insurers are struggling to keep underwriting aligned with risks.

Root posted a $5.4 million Q3 loss, mainly from warrant expenses. Still, it saw 17% premium growth and a threefold increase in new agency-channel business.

Hurricane Melissa caused up to $2.5 billion in insured losses, with total damage near $7 billion. Low insurance penetration highlights the need for better disaster coverage.

Kemper Corporation reported a net loss of $21 million in Q3 2025, compared to a profit of $73.7 million a year earlier. The interim CEO cited weak specialty P&C performance and is taking rapid steps to improve execution and profitability.

Nancy Pelosi announced she will not seek re-election in 2026, ending nearly four decades in Congress. Her departure could bring new leadership and changes in health insurance and regulatory policy.

AIG’s General Insurance segment reported underwriting income of $793 million in Q3 2025, up 81 percent year-over-year. Improved combined ratio and lower catastrophe losses offset a small decline in net written premiums.

9. Insurtech Exzeo Group Raises $168M in U.S. IPO

Tampa-based insurtech Exzeo raised $168 million in a U.S. IPO by selling 8 million shares at $21 each, with a valuation near $1.9 billion. The offering reflects renewed investor interest in insurance platform technology.

Berkshire Hathaway expects losses up to $1.5 billion from Hurricane Milton, further affected by prior quarter losses from Hurricane Helene, highlighting continued catastrophe impacts.

Focus Of The Week: Uncommon insurance news this week highlights the industry’s range, from courtroom verdicts to AI-driven leadership and complex claims. It’s a sharp reminder of how dynamic risk and reputation management have become.

Teacher Shot by 6-Year-Old Wins $10M, Coverage in Question

A Virginia jury awarded $10 million to a teacher shot by her six-year-old student, citing gross negligence by school officials. The case raises important concerns for insurers and risk managers regarding liability, indemnity, and policy exclusions in educational settings.

Carrier Management highlights how insurance executives can use AI to boost thought leadership and expand reach on professional platforms like LinkedIn. The piece offers tips on combining authentic voice with automation to stay relevant and strategic.

An Ohio school district claims Liberty Mutual mishandled a roof collapse claim caused by snow, leading to mold issues and denied coverage. The district is suing for breach of contract, negligence, and bad faith in a case that underscores complex property risk exposures.

*See a list of our preferred publications here.