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- Insurance News Digest 11-21-2025
Insurance News Digest 11-21-2025
Key developments in the auto insurance market drive shifts in profitability, ratings, and strategy. See how insurers are adapting to current market conditions.
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We deliver the latest insights and developments shaping insurance, focused on insights and opportunities for those who serve the insurance industry. Stay informed on how emerging trends like current events, regulatory changes, AI, and innovative products can help you better serve your clients and partners and drive business growth.
Top 10 Articles Of The Week
A single loose wire triggered a blackout aboard the Dali, disabling steering just before it struck the Francis Scott Key Bridge. NTSB findings highlight systemic risks and the importance of electrical safeguards.
Insurers are favoring large-scale mergers over traditional value-focused deals as capital costs rise. AI is influencing consolidation strategies, reshaping how carriers and brokers define future growth.
An adjuster on the ground describes widespread devastation in Jamaica following Hurricane Melissa, with many homes declared total losses. The report reflects on slow recovery efforts and communication issues.
Two men were convicted for defrauding ACA subsidies, enrolling low-income individuals to pocket $180M in credits. The case exposes weak points in the U.S. healthcare insurance marketplace.
After years of volatility, insurtech investments have stabilized around $1.1B per quarter. Analysts suggest a shift from moonshot ventures to sustainable models that support incumbents, with AI playing a central role.
Insurance fraud costs U.S. consumers about $309 billion annually, adding roughly $900 to each policy. The article offers practical prevention tips and highlights the importance of consumer awareness.
A Novidea report projects cyber insurance premiums to grow by 15% in 2026 due to increased AI-powered attacks and regulatory pressure. Demand is rising as insurers innovate to stay ahead of emerging cyber risks.
In Q3 2025, commercial insurance pricing saw its first broad softening in years. Competitive pressure and stable loss trends are driving rate decreases in several major lines, except property.
A PwC survey found 57% of insurance executives plan to invest in generative and agentic AI. Leaders see AI as a key enabler of operational efficiency, faster service, and new insurer–broker partnerships.
Six industry veterans have been honored for lifetime achievement, including contributions to leadership, innovation, and mentoring. The 2025 Hall of Fame class reflects decades of impact in the insurance world.
Focus Of The Week: Key developments in the auto insurance market, including financial performance updates from major carriers and emerging players, drive shifts in profitability, ratings, and strategy.
GEICO gained market share while Progressive maintained strong underwriting margins in Q3 2025. The results reveal diverging strategies around pricing, growth, and claims amid ongoing inflationary pressure.
AM Best reports continued profitability for nonstandard auto carriers, helped by tighter underwriting and rate increases. The segment benefits from serving high-risk drivers as standard insurers pull back.
Tesla’s carriers saw growth in written premiums, led by Tesla General Insurance’s 100%+ jump. However, Tesla Insurance Company posted a $189 million underwriting loss, raising questions about scaling challenges.
AM Best downgraded State Farm Mutual Auto’s financial strength rating from A++ to A+, citing persistent underwriting losses. Despite its size, the carrier faces profitability pressure in auto lines.
*See a list of our preferred publications here.