Insurance News Digest 11-14-2025

Catch up on key industry technology developments this week, from AI-driven tools to emerging regulatory and risk trends.

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We deliver the latest insights and developments shaping insurance, focused on insights and opportunities for those who serve the insurance industry. Stay informed on how emerging trends like current events, regulatory changes, AI, and innovative products can help you better serve your clients and partners and drive business growth.

Top 10 Articles Of The Week

After the recent U.S. elections, “affordability” has emerged as a dominant theme. Carriers can proactively position themselves by helping policyholders control costs and emphasizing risk prevention to leverage this political shift.

A new survey reveals 70% of U.S. drivers feel penalized by auto insurers’ traditional pricing models. While more than half favor usage-based or telematics models, 89% also express strong data privacy concerns.

Despite forecasts of an above normal Atlantic hurricane season, factors like strong jet-stream dips, dry air, and wind shear helped the U.S. avoid a landfall. This offers insurers a temporary reprieve but also a reminder of underlying exposure risks.

A poll of Texas voters found that 79% have seen increases in homeowners insurance costs. Four in five say they’re more likely to support candidates who pledge to cut those costs, indicating mounting political pressure on the P&C insurance market.

According to research by Forrester Research, cyber insurance written premiums are expected to rise by 15% in 2026 as AI-enabled threats expand. Top insurers that invest in automation and AI will likely pull ahead.

Liberty Mutual faces a class action lawsuit alleging it used prerecorded telemarketing calls without proper consent. The suit claims third-party vendors and hidden website language were used to bypass clear approval.

Rapid data center growth introduces property, cyber, and environmental risks that strain traditional insurance. Risk teams must craft tailored policies and strategies to address these exposures.

A rise in high-value art collecting is prompting insurers to require detailed risk plans like climate mitigation. Risk professionals now face broader exposures beyond standard fine art policies.

The California FAIR Plan is using a $250 million cat bond via Golden Bear Re for wildfire protection. This marks a shift in how state-backed insurers manage extreme risk.

A new law in New York requires insurers to disclose use of algorithm-based pricing. It increases transparency and introduces new compliance and reputational considerations.

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Focus Of The Week: Catch up on key industry technology developments this week, from AI-driven tools to emerging regulatory and risk trends.

Chubb unveiled a new AI powered engine within its Chubb Studio platform to analyze data and deliver personalized insurance at the point of sale. The tool positions the company ahead in embedded insurance distribution partnerships.

Waymo will become the first robotaxi provider in the U.S. to offer driverless rides on highways, marking a major milestone for mobility and auto risk ecosystems. The development has implications for insurers monitoring autonomous vehicle exposures.

An upcoming demo event gives MGAs access to AI powered products designed to streamline operations, underwriting and delegated authority workflows across the insurance value chain. Insurers and service professionals should track the progress of these tools.

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