Insurance News Digest 11-20-2024

Home and Auto Insurance shopping is way up over the past few weeks due to rising premiums and more carrier advertising. See the first article below for more...

We deliver the latest insights and developments shaping insurance, focused on insights and opportunities for those who serve the insurance industry. Stay informed on how emerging trends like current events, regulatory changes, AI, and innovative products can help you better serve your clients and partners and drive business growth.

Insurance shopping for auto and homeowners policies grew significantly in Q3, signaling shifts in consumer preferences and increased competition among carriers.

Venture capital focus in InsurTech shifts toward profitability and sustainable growth, reflecting changes in investor priorities for the evolving insurance landscape.

Progressive's Accident Response feature offers drivers automatic emergency assistance and streamlined claims handling after crashes, promoting safety and efficiency.

Tokio Marine achieved a 14% increase in profits, citing strong non-life business performance globally, despite challenges in investment operations.

Envelop Risk launched a cyber underwriting division to strengthen its specialty insurance offerings, led by a former Dale Underwriter CEO.

WTW introduced ResQ, an AI-powered reserving tool aimed at improving efficiency and accuracy in insurer and reinsurer operations, marking a key step in digital transformation.

FEMA data reveals over 72,000 flood claims under the NFIP were filed due to hurricanes Debby, Helene, and Milton, emphasizing ongoing challenges in flood-prone regions.

Verisk experts assess the impact of electric vehicle adoption on insurance risk, including battery-related issues and new liability exposures for insurers to consider.

Instant Brands sues Cornell PE Firm, highlighting increased scrutiny and potential liabilities in PE-backed business dealings impacting stakeholders.

Post-Hurricane Milton litigation will evaluate the effectiveness of Florida's recent legislative efforts aimed at reducing property insurance disputes.

Google DeepMind's AI-powered weather models demonstrate success in predicting hurricane tracks and intensities, potentially revolutionizing disaster preparedness for insurers.

Safeco has taken over the renewal business for Main Street America’s personal lines, a move showcasing industry consolidation and strategic partnerships.

A new focus on AI-driven claims processing integrates empathy with technology, addressing social inflation and modernizing insurers’ approaches to customer service.

Mission Underwriters is launching a managing general agency focusing on warranty, accident, and payment protection, aiming to disrupt traditional models in specialty insurance.

Aon has expanded its cyber reinsurance capabilities by appointing an industry veteran, signaling a commitment to addressing growing cyber risks globally.

A call for expanding cyber insurance accessibility reflects the urgent need to address corporate vulnerabilities and broader risk exposure.

The Texas Windstorm Insurance Association is planning significant reinsurance purchases after $455 million in losses from Hurricane Beryl, illustrating budgetary challenges.

Insurance companies are advised to focus on incremental AI implementations to address specific problems without disrupting existing operations.

A Senate subcommittee will examine alleged Chinese hacking incidents, highlighting emerging risks for cybersecurity insurers.

Insurers are breaking down organizational silos with integrated risk management systems to provide comprehensive risk insights and improve decision-making.