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- Insurance News Digest 10-22-2026
Insurance News Digest 10-22-2026
Average home premiums top property taxes in two-thirds of U.S. counties, Bloomberg Intelligence says. Bank of America data show slower payment growth but exclude escrowed home premiums; more drivers paid for repairs.
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Insurance News Trivia: Which event triggered the creation of modern fire insurance?
Top 10 Articles Of The Week
Swiss Re estimates that only 10% to 20% of small and midsize businesses carry cyber insurance, even as rates have declined. Misunderstandings about coverage may add to the gap alongside limited security resources.
OPTIS Partners counted 439 insurance agency acquisitions through September, down 19% from a year earlier. The top 10% of buyers made 55% of recorded deals over the past four quarters, according to the firm.
Jamaica received $150 million from a disaster bond after Hurricane Melissa in 2025. A government economist said the payout helped restore electricity in the island's west months sooner than expected and reduced emergency borrowing.
About half of 1,130 surveyed workers did not know which voluntary benefits their employers offered, according to Lincoln Financial and EBRI. Plain-language descriptions drew interest in supplemental coverage; enrollment gains were not measured.
California ordered mortgage lenders to report how they handled insurance payouts to Los Angeles fire survivors after more than 160 complaints about delays and other issues. The state wants to speed access to money homeowners need for rebuilding.
In a five-state study, fewer than one in four calls to listed mental health providers led to an appointment. Unanswered calls and directory errors exposed a gap between network listings and patients' ability to obtain care.
Health Care Cost Institute data show spending for people with employer coverage rose 18.8% from 2019 to 2023, mainly because prices increased. Its CEO said employers and plan administrators should focus on negotiated prices for hospital care.
Only 30% of UK drivers surveyed by LexisNexis Risk Solutions felt very confident about what information to exchange after a collision. Another 53% said they would not accept longer repair times simply because vehicles are more complex.
Gallagher Re estimates $92 billion in global insured natural catastrophe losses from January through September, 29% below the 10-year average. The firm cautions that a quieter loss period does not mean underlying catastrophe risk has fallen.
Pennsylvania prosecutors charged a former adjuster with steering a nearly $1 million claim payment to a company he allegedly made to look like a law firm. They say he falsified claim records. He is presumed innocent unless proven guilty.
Topic of the Week: Insurance Costs Still Squeeze Household Budgets
In two-thirds of U.S. counties, average home insurance premiums now exceed average property taxes, according to Bloomberg Intelligence. Its analysis puts the inflation-adjusted premium rise at 45% over a decade, with deductibles rising too.
Insurance payments by Bank of America customers rose a median 1% in the year through August 2026, down from 6% a year earlier. Gen Z and customers in several California metros saw steeper rises; escrowed home premiums are excluded.
CCC Intelligent Solutions says 28.4% of repairable collision claims carried deductibles of at least $1,000 in the first half of 2026, up from 25.7% a year earlier. Self-paid repairs edged up to 26% of repair orders.
Trivia Answer: The Great Fire of London destroyed over 13,000 homes. Within months, Nicholas Barbon founded the first fire insurance company.
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