Insurance News Digest 10-17-2025

Medicare’s Annual Enrollment Period is underway, and with it comes a surge of updates, concerns, and insights impacting beneficiaries and the broader insurance landscape. From shifting plan options to expert warnings and emerging trends in preventive care, here’s what industry professionals need to know.

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We deliver the latest insights and developments shaping insurance, focused on insights and opportunities for those who serve the insurance industry. Stay informed on how emerging trends like current events, regulatory changes, AI, and innovative products can help you better serve your clients and partners and drive business growth.

Top 10 Articles Of The Week

Aon projects a 9.8% average increase in global medical plan costs in 2026, marking the return to single digit growth. Employers are dialing up strategies like wellbeing programs, flexible benefits, and vendor renegotiation to restrain rising expenses.

In this Executive Viewpoint argues the traditional repair and replace model in personal lines must give way to a “predict and prevent” mindset. The shift hinges on technology, changing consumer expectations, and cross sector collaboration.

A U.S. government shutdown is delaying flood insurance operations, jeopardizing thousands of home closings and triggering multibillion dollar losses. The disruption highlights the interdependence of housing, public programs, and insurance markets.

In a recent P/C survey, 86% of agents cited difficulties in finding capacity while 81% said meeting customer expectations for fast quotes poses a major challenge. The report urges carriers to increase appetite transparency and speed to maintain agent competitiveness.

Moody’s 2025 survey finds many organizations lack policies governing internal use of AI tools, exposing them to data breaches, IP loss, and reputational damage. With AI adoption accelerating, the rating agency cautions that third party vendor risk and weak oversight will magnify cyber exposure.

Marsh McLennan will shift to using “Marsh” as its brand beginning January 2026 and has launched a new Business & Client Services unit to centralize investments in operational excellence, data, AI, and analytics.

A new report from the California Department of Insurance reveals that contracting with small and diverse insurance industry businesses contributed $6.7 billion in economic impact statewide.

AI is rapidly shifting from pilot projects to enterprise adoption across the insurance value chain, but firms must overcome data, governance, and integration challenges to scale effectively.

AI is rapidly shifting from pilot projects to enterprise adoption across the insurance value chain, but firms must overcome data, governance, and integration challenges to scale effectively.

The breach at Jaguar Land Rover underscores how cyber incidents are increasingly pressuring insurers and risk managers to reassess exposure, resilience, and investment in defenses.

Email Was Only the Beginning

Four years in the making. One event that will change everything.

On November 13, beehiiv is redefining what it means to create online with their first-ever virtual Winter Release Event.

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Focus Of The Week: Medicare AEP - Medicare’s Annual Enrollment Period is underway, and with it comes a surge of updates, concerns, and insights impacting beneficiaries and the broader insurance landscape.

Humana’s downward spiral in court following star rating downgrades is costing the company billions and rattling investor confidence.

The 2025 open enrollment window lasts October 15 through December 7 and enables beneficiaries to review, switch, or join Medicare Advantage or Part D plans. Plan changes, pricing shifts, and insurer exits make this year especially critical.

Dave Ramsey and AARP are raising red flags about upcoming changes in Medicare that could confuse or penalize beneficiaries.

A new study shows beneficiaries in Medicare Advantage are more likely to receive annual wellness visits, especially among underserved populations.

In the 2025 Annual Election Period, about 33% of seniors admitted they don’t fully understand their coverage, and many feel overwhelmed by options.

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